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Business Insurance Cost Estimator

Estimate commercial insurance premiums with detailed breakdowns, risk adjustments and optimization guidance

Miles Carter avatar

Miles Carter

Mon, Sep 8, 2025, 4:31 PM

Select the primary industry that best matches the business operations. This drives base rate selection and industry loadings.

Total gross annual revenue (or sales) used to calculate exposure-based premiums. Enter numeric value without currency symbol.

Total annual payroll for employees. Used for workers' compensation exposure calculations. Enter numeric value without currency symbol.

Estimated value of insured property (buildings, contents). Used to calculate property premium components.

Choose the location risk profile. This applies location multipliers reflecting crime, natural catastrophe exposure and regional rate differences.

Desired primary liability coverage limit. Select a standard limit nearest to your needs (user can choose Custom and approximate).

Enter the standard deductible amount you expect to carry (numeric). Higher deductibles typically reduce premiums.

Number of paid claims reported in the last 5 years. Used for claims history loading.

Select the currency for calculations

ProgressTBD
Loading estimate duration using Grok 4 for this tool: TBD

🚀 cutting-edge intelligence for complex analysis

Grok 4 rating for this tool★★★(0)

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