Select the type of pet you want to insure (dog, cat or other small pet). Different pet types have different base rate structures.
Select the breed/size category. Size and breed risk factors influence base premiums.
Age of the pet in years. Age is a primary driver of premium and claim frequency.
Choose the coverage level you want to model. Tiers affect the scope of covered conditions and base premium.
Annual deductible amount you are willing to pay before reimbursement (enter amount in your local currency). Higher deductibles lower premiums.
Select the reimbursement percentage the plan pays after the deductible is met (affects premium and out-of-pocket exposure).
Your best estimate of how much you spend on veterinary care per year today (includes routine and expected emergencies). Used to evaluate potential savings and breakeven.
Select your general region to apply regional cost multipliers (reflects differences in vet fees and insurer pricing by geography).
Select the currency for calculations